ÔÚ´óÀ´¿¨ºÍ¸»À¼¿ËÁÖÒøÐз¢¿¨¼¸Äêºó£¬ÔËͨºÍÃÀ¹úÒøÐÐÒ²¼ÓÈëµ½ÐÅÓÿ¨ÐÐÁУ¬³ÉΪδÀ´ÐÅÓÿ¨ÐÐÒµµÄ¡°Ö÷Á¦¾ü¡±£¬µ±È»ÕâµãÈÏʶÔÚµ±Ê±»¹Ö»ÊǸö¡°ÉÝÍû¡±£¬ÒòΪûÓÐÒ»¸öÈËÖªµÀÐÅÓÿ¨µÄ¡°Ç®¾°¡±ÈçºÎ£¬¡°Ç®Í¾¡±ÓÖÔںη½¡£¾ÍÁ¬´óÀ´¿¨µÄ´´Ê¼ÈËÂó¿ËÄÉÂíÀ¶¼ÔÚ´´½¨ÁË´óÀ´¿¨Ö®ºó£¬È´»ªÀöµØתÉíÀ뿪×öÁËÆäËüÐÐÒµ¡£
µ½1960Ä꣬ÐγÉÁËÒÔ´óÀ´¿¨¡¢ÔËͨ¿¨ºÍÏ£¶û¶Ù¾Æµê÷âϵÄCarte Blanche¿¨Îª´ú±íµÄÈý´óÉÌÒµÐÅÓÿ¨¹«Ë¾£¬ºÍÒÔ¼ÓÖݵÄÃÀ¹úÒøÐС¢Å¦Ô¼µÄ´óͨÂü¹þ¶ÙÒøÐУ¬ÒÔ¼°ºóÆðÖ®ÐãµÄ»¨ÆìÒøÐÐΪ´ú±íµÄÈý´óÒøÐÐÐÅÓÿ¨¼¯ÍŵľºÕùÓë¶Ô¿¹µÄ¾ÖÃæ¡£ÔÚ¾ÀúÁËÊ®¶àÄêµÄÊг¡¾ºÕùºó£¬¾¹ýһϵÁеÄÖØ×é¼æ²¢£¬ Carte Blanche¿¨ÓÚ1965Äê¡¢´óÀ´¿¨ÓÚ1981Äê×îÖÕÂäÈëÁË»¨ÆìÒøÐÐÊÖÖС£´óÀ´¿¨¡¢ÔËͨ¿¨ºÍCarte Blanche¿¨Ö÷ÒªÓ¦ÓÃÓÚÂÃÐкÍÓéÀÖÐÐÒµ£¬ÊôÓÚÂÃÐÐÓéÀÖ¿¨£¨T&E cards£©£¬¸ÃÀ࿨ÎÞÑ»·ÐÅÓúÍ×îµÍ»¹¿î¹¦ÄÜ£¬Ö»ÄÜÔÚµ½ÆÚºóÒ»´ÎÐÔ»¹Ç壬ÖйúÔçÆÚÍƳöµÄ¡°×¼´û¼Ç¿¨¡±¾ÍÊÇÄ£·Â¸ÃÀ࿨¹¦ÄÜÉè¼ÆµÄ¡£ ¶øÃÀ¹úÒøÐгöÓÚÃÀ¹ú¶ÔÒøÐÐÒµ¿çÖݾӪµÄ¹ÜÖƵÈÔÒòÎÞ·¨ÓëÈý´óT&EÐÅÓÿ¨Õ¹¿ª¾ºÕù£¬ÓÚÊÇÔÚ1966Äê²ÉÓÃÌØÐíȨ·½Ê½£¬ÊÚȨÐí¿ÉÃÀ¹úÆäËüÒøÐоӪÃÀ¹úÒøÐп¨ÒµÎñ£¬²¢Ê¹Óá°ÃÀ¹úÒøÐп¨¡±Æ·ÅÆ·¢ÐÐÐÅÓÿ¨£¬ÕâÑùÃÀ¹úÒøÐп¨µÄÇ©Ô¼ÉÌ»§²»½ö±é²¼È«¹ú£¬¶øÇÒËùÓС°ÃÀ¹úÒøÐп¨¡±µÄ³Ö¿¨ÈË¿ÉÒÔÔÚÕâЩǩԼÉÌ»§ÄÚʹÓá£ÃÀ¹úÒøÐв»Ïò³Ö¿¨ÈËÊÕÈ¡Äê·Ñ£¬¶øÊÇÏò±»ÌØÐíÒøÐÐÊÕÈ¡½»Ò׶îÒ»¶¨±ÈÀýµÄÌØÐí·ÑºÍÒ»´ÎÐԵļÓÃË·Ñ¡£ËæºóÃÀ¹úÒøÐл¹Ïò¹úÍâÊä³öÁËÕâÖÖ¡°ÌØÐí¾Óª¡±Ä£Ê½¡£¾¡¹ÜÖ®ºóÕâÖÖģʽÔâµ½ÁËÖÚ¶àÒøÐеķÇÒ飬ÉõÖÁÊÇÅų⣬µ«ÓýñÌìµÄÑÛ¹âÀ´¿´£¬ÕâÎÞÒÉÊÇÒ»´ÎÀúÊ·ÐԵĴ´¾Ù¡£
  ¼¸ºõÓë´Ëͬʱ£¬ºÜ¶à¿ªÕ¹ÐÅÓÿ¨ÒµÎñµÄÒøÐУ¬Ò²¶¼Òâʶµ½½¨Á¢Í¨ÓÃÐÍ¿¨ÏµÍ³µÄÀ§ÄÑÓëºÏ×÷µÄÓÅÁÓÊÆ£¬È¨ºâÖ®ºó£¬ÖÚ¶àÒøÐзÂЧ¡°ÃÀ¹úÒøÐп¨¡±Ä£Ê½½¨Á¢Á˶à¸öÒøÐп¨Ð»á¡£¶ø¼ÓÖݵļ¸¼ÒÒøÐÐ×齨µÄ¡°Î÷²¿¸÷ÖÝÒøÐп¨Ð»á¡±Ê¹ÓÃÁËInterbank¡¡CandAssociationÆ·ÅÆ£¬ºóʹÓÃÁË¡°ÍòÊÂÇ©£¨Master Charge£©·þÎñ±êʶ¡£Â Â
  µ½ÁË1970Ä꣬ÃÀ¹úÒøÐп¨Ô¼ÓÐ2700Íò³Ö¿¨È˺Í56.5ÍòÌØÔ¼ÉÌ»§£¬ÍòÊÂÇ©¿¨ÔÚ1968ÄêÒ²ÓµÓÐÁËÆ߸öÖݽü300¸ö»áÔ±ÒøÐС£ÔÚÃÀ¹úÐγÉÁËÒÔÃÀ¹úÒøÐп¨¡¢ÍòÊÂÇ©¿¨Îª´ú±íµÄ¾ººÏ×éÖ¯ºÍÒÔT&E cardsΪ´ú±íµÄ·â±Õ×éÖ¯Á½ÖÖģʽ¡£µ½Á˵±Ï£¬·â±Õ×éÖ¯Ò²ÔÚ×ßÏò¿ª·ÅºÍÁªºÏ¡£¶ø¡°ÃÀ¹úÒøÐп¨¡±Æ·ÅÆÔÚ1976Äê¸Ä±äÁËÃû³Æ£¬ÒÔ¡°Î¬Èø£¨Visa£©¡±±êʶÊ÷Á¢ÁËÆ·ÅÆ£»ÍòÊÂÇ©¿¨Ò²ÔÚ1979ÄêÓá°ÍòÊ´MasterCard£©¡±Ìæ´úÁË¡°ÍòÊÂÇ©¡±Æ·ÅÆ¡£ÖÁ´ËVisaºÍMasterCardÁ½´óÐÅÓÿ¨×éÖ¯ÍÑÓ±¶ø³ö£¬ÒýÁìÁËÊÀ½çÐÅÓÿ¨·¢Õ¹ËÄÊ®Äꡣͬʱ£¬Ï໥֮¼äµÄÊг¡¾ºÕùÓÖ½«ÐÅÓÿ¨Êг¡µÄ·¢Õ¹ÍÆÏòÒ»¸öÓÖÒ»¸öеĸ߶ȡ£ËüÃDz»½ö½¨Á¢Á˹ú¼ÊÐÅÓÿ¨µÄ²úÒµ±ê×¼£¬¸ü½¨Á¢ÁËÅÓ´óµÄ¹ú¼ÊÖ§¸¶/ÇåËãÍøÂçϵͳ£¬ÊµÏÖÁË¡°Ò»¿¨ÔÚÊÖ£¬×ß±éÈ«Çò¡±µÄÄ¿±ê£¬Í¬Ê±Ò²ÎªÈ«ÇòµÄ»áÔ±ÒøÐÐÌṩÁ˶àÔª»¯µÄ·þÎñÄÚÈÝ¡£