本帖最后由 lanefeng 于 2020-9-15 16:47 编辑 赞,这是技术贴

查了一下NES应该是一家催收机构:
National Enterprise Systems, Inc, Inc is a real, legitimate company. Originally founded in 1987 in Ohio, currently headquartered in Solon, OH, they are a medium sized collection agency in the US. Their mailing address is 29125 Solon Road, Solon, OH 44139.
一旦信报上产生了一个应收账户,会在信用报告上保留7年。
Once a collection account is added to your credit report, your score will be damaged for seven years regardless of payment.
所以看来下来NES应该也有一个自己的评分系统,首次出现的时候应该都是9003。